Assurance Concepts Privacy Policy

Your privacy is critically important to us. We have a few fundamental principles:

We don’t ask you for personal information unless we truly need it.
We don’t share your personal information with anyone except to comply with the law or protect our rights.
We don’t store personal information on our servers unless required for the on-going operation of one of our services.

Below is our privacy policy which incorporates these goals:

Assurance Concepts, LLC (“Assurance Concepts”) policy is to respect your privacy regarding any information we may collect while operating our website.

Website Visitors

Like most website operators, Assurance Concepts collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Assurance Concepts’ purpose in collecting non-personally identifying information is to better understand how Assurance Concepts’ visitors use its website.
Assurance Concepts also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Assurance Concepts does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.

Gathering of Personally-Identifying Information

Certain visitors to Assurance Concepts’ websites choose to interact with Assurance Concepts in ways that require Assurance Concepts to gather personally-identifying information. The amount and type of information that Assurance Concepts gathers depends on the nature of the interaction. For example, we ask visitors who comment on a blog posting to provide a username and email address. Those who fill out a request for quote form with Assurance Concepts – are asked to provide additional information, including as necessary the personal and operational information required to assist Assurance Concepts in developing a quote for their services. In each case, Assurance Concepts collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Assurance Concepts. Assurance Concepts does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.  Assurance Concepts also provides a request more information form that is limited to personal-identifying information used to contact users based on their requests.

Aggregated Statistics

Assurance Concepts may collect statistics about the behavior of visitors to its websites. For instance, Assurance Concepts may monitor the number of postings by users on its site. Assurance Concepts may display this information publicly or provide it to others. However, Assurance Concepts does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Assurance Concepts discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Assurance Concepts’ behalf or to provide services available at Assurance Concepts’ websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Assurance Concepts’ websites, you consent to the transfer of such information to them. Assurance Concepts will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Assurance Concepts discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when Assurance Concepts believes in good faith that disclosure is reasonably necessary to protect the property or rights of Assurance Concepts, third parties or the public at large. If you are a registered user of a Assurance Concepts website and have supplied your email address, Assurance Concepts may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Assurance Concepts and our products. We primarily use our blog and forums to communicate this type of information, so we expect to keep this type of email to a minimum. If submit a comment on our blog we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Assurance Concepts takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Assurance Concepts uses cookies to help Assurance Concepts identify and track visitors, their usage of Assurance Concepts websites, and their website access preferences. Assurance Concepts visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Assurance Concepts’ websites, with the drawback that certain features of Assurance Concepts’ websites may not function properly without the aid of cookies.

Privacy Policy Changes

Although most changes are likely to be minor, Assurance Concepts may change its Privacy Policy from time to time, and in Assurance Concepts’ sole discretion. Assurance Concepts encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

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